The 11 Best Shopify Payments Apps FREE & Paid in 2024

As we navigate through 2024, the e-commerce landscape constantly evolves, and keeping abreast of the latest and most efficient payment solutions is more critical than ever. Whether you're just starting or a seasoned Shopify store owner, choosing the proper payments app can significantly impact your sales and customer satisfaction. With countless options available, deciding which app best suits your needs and business model can be overwhelming.

In this comprehensive guide, we'll explore the 11 best Shopify payments apps that can help elevate your online store's performance. We'll explore each app's unique features and benefits and how they could solve specific pain points you might encounter. Whether you're looking to simplify the checkout process, reduce cart abandonment rates, or expand your payment options to cater to a global audience, an app on this list is perfect for your store.

What are Shopify Payments Apps?

Shopify payments apps are specialized tools integrated within the platform to manage and process transactions securely and efficiently. These apps go beyond just facilitating payments; they provide a range of functionalities designed to enhance the shopping experience for merchants and customers.

At their core, Shopify payments apps enable store owners to accept different types of payment, including credit cards, digital wallets, bank transfers, and more. This flexibility permits customers to choose their preferred payment method, which can significantly reduce cart abandonment rates and increase sales conversions.

The Importance of a Shopify Payments App for your store

A Shopify payments app is crucial for the success of your online store. There are many reasons:

• Streamlined Checkout Process: A payments app simplifies checkout, reducing cart abandonment and encouraging repeat purchases by providing a smooth, user-friendly experience.
• Enhanced Security: These apps include strong security features like encryption and fraud detection, which secure sensitive customer's information and build trust with your customers.
• Multiple Payment Options: Delivering a range of payment methods, like digital wallets, credit cards, and bank transfers, caters to diverse customer preferences, boosting sales and satisfaction.
• Global Reach: Payments apps with multi-currency support allow you to sell internationally, providing localized payment options that appeal to a worldwide audience and expand your customer base.
• Automated Processes and Insights: Features like automated tax calculations, invoicing, and detailed analytics save time and offer valuable insights into your sales performance and customer behavior.
• Integration with Other Tools: Seamless integration with other Shopify tools and third-party services ensures efficient business processes, minimizing manual data entry and reducing errors.

In summary, a Shopify payments app enhances the shopping experience, builds customer trust, and streamlines operations, driving growth and satisfaction for your store.

Quicks comparisons of top Payments Apps for Shopify

The 11 Best Shopify Payments Apps

1. Trust Badges Bear

Trust Badges Bear enhances your Shopify store’s payment security with our app, which easily integrates trust badges and payment seals. In today’s fast-paced e-commerce environment, customers make swift decisions based on trust. This app offers over 300 customizable badges, including payment icons and security seals, ensuring your store appears secure and reliable. With the ability to place these badges anywhere on your site—product pages, cart pages, or footers—you can effectively communicate your commitment to secure transactions and payment safety.

Highlight Features:

• Extensive Payment Badge Library: Access a diverse range of over 300 trust badges and payment icons to align with your store’s design and enhance payment security perception.
• Flexible Placement: Easily add and position payment badges on any part of your site, including the product page, cart page, or footer, using a straightforward copy-paste method.
• Responsive Design: To ensure a consistent experience, ensure trust badges and payment icons are properly sized and displayed across all devices, including desktop and mobile.
• Customizable Styling Options: Tailor badge colors to your brand’s palette, or choose from original badge colors for a cohesive look.
• Fast and Lightweight: The app is designed for optimal performance with a load time of less than 30kb, minimizing the impact on your store’s speed.

Pros:

• A broad selection of payment-related badges and trust seals enhances your store’s credibility.
• Quick and easy implementation with user-friendly controls for adding badges to various sections of your site.
• Effective in reassuring customers about payment security, potentially increasing conversion rates.

Cons:

• While extensive, some particular customization needs might not be fully addressed.
• New badge options are added based on requests, which may only cover some niche payment security needs after some time.

Pricing: Free

Rating: 4.9/5 (1,586 reviews)

2. Recurpay Subscription App

The Recurpay app is designed to revolutionize recurring payments on your Shopify store by offering a comprehensive suite of features. It supports many subscription models, including pay-as-you-go and prepaid subscriptions, and integrates seamlessly with various payment gateways such as PayPal, Stripe, and Shopify Payments. The app provides a user-friendly customer portal allowing subscribers to manage their subscriptions, including options to edit, skip, reschedule, or cancel. With flexible subscription frequencies, multi currency support, and robust subscription migration assistance, this app aims to boost recurring revenue and enhance customer satisfaction. 

Highlight Features:

• Multi-Payment Gateway Support: Integrates with PayPal, Stripe, Shopify Payments, and other popular payment gateways.
• Flexible Subscription Models: Configure pay-as-you-go and prepaid subscriptions to suit different customer preferences.
• Subscription Management: To attract new subscribers, renew all subscriptions on a designated day or date each month and provide free trials.
• User-Friendly Customer Portal: Customers can easily edit, skip, reschedule, and cancel their subscriptions through an intuitive portal.
• Multicurrency Flexibility: Supports multiple currencies, making it suitable for international customers.
• Subscription Migration Assistance: Provides free white-glove migration services from other subscription apps and platforms, ensuring a smooth transition.
• Powerful Subscription APIs: Utilize advanced APIs to manage and enhance subscription functionality.
• Discounts & Free Shipping: Offer discounts and free shipping options to increase the appeal of your subscription plans.
• No-Code Subscribe Button: Easily add a subscribe button to your store without any coding knowledge.

Pros:

• Provides a broad array of features for handling various subscription models and customer preferences.
• Provides a user-friendly portal for customers to manage their subscriptions with ease.
• Compatible with multiple payment gateways and currencies, broadening your market reach.
• Free white-glove migration services simplify the transition from other subscription apps.

Cons:

• Some of the more advanced features require configuration and setup.
• Stores already using other subscription tools may find some features redundant.

Pricing: Free to install. Additional charges may apply.

Rating: 4.9/5 (385 reviews)

3. HidePay: Hide Payment Methods

HidePay is a sophisticated Shopify app designed to enhance the checkout experience by offering advanced customization options for payment methods. It allows merchants to hide, sort, and rename payment options based on various criteria, such as product type, customer location, and cart details. By tailoring payment options to fit specific conditions, HidePay helps to minimize unwanted chargebacks and shipping costs, leading to a more streamlined and cost-effective checkout process. The app is built using native Shopify functions, ensuring fast performance and seamless integration with your store. HidePay offers robust support across multiple channels, including email, in-app chat, website resources, and social media.

Highlight Features:

• Hide, Sort, & Rename Payment Methods: You can customize payment options during checkout based on single or multiple conditions, including product type, customer profile, geography, and cart content.
• Rule-Based Customization: Create and apply specific rules to control payment method visibility and order, tailoring the checkout experience to various customer scenarios.
• Hide Express Checkout Buttons: To simplify payment options, remove Express Checkout buttons, including PayPal Express (available for Shopify Plus).
• Native Shopify Functions: Built using native Shopify functions for faster performance and better integration with your store's existing setup.
• Multichannel Support: Access support via email, in-app chat, website resources, and social media for comprehensive assistance and troubleshooting.

Pros:

• Tailor payment options to specific customer needs, reducing confusion and improving the overall shopping experience.
• Minimize unnecessary chargebacks and shipping fees by controlling the visibility of payment methods.
• A streamlined and relevant checkout process can result in higher conversion rates and increased satisfaction.
• Utilizes native Shopify functions for quick and seamless performance.

Cons:

• Configuring multiple rules and conditions may require an initial investment of time and effort.
• Hiding specific payment options might limit choices for customers who prefer specific methods.

Pricing: 

• Free
• PREMIUM PLAN: $3.99/month
• Advanced Plan: $5.99/month
• Ultimate Plan: $7.99/month

Rating: 4.9/5 (246 reviews)

4. PayWhirl Subscription Payments

PayWhirl is a robust subscription and membership management app designed specifically for Shopify. It offers unparalleled flexibility for creating and managing subscription plans tailored to your business needs. With an intuitive drag-and-drop interface, PayWhirl integrates seamlessly with product pages, shopping carts, and user accounts, allowing you to set up and customize subscription plans without any coding knowledge. For those requiring advanced functionalities, PayWhirl provides access to APIs, webhooks, and workflow tools. The app also boasts comprehensive support from a US-based team, available via phone, chat, or email.

Highlight Features:

• Seamless Payment Integration: Integrate subscription and recurring payment options directly into product pages and shopping carts with a user-friendly drag-and-drop interface.
• Advanced Payment Management: Access powerful features like APIs and webhooks for managing complex payment workflows and automation.
• Churn Reduction: Implement intelligent cancellation flows and automatic payment retries to reduce subscription churn and improve payment reliability.
• Revenue Optimization: Utilize detailed analytics, churn statistics, and payment reports to optimize subscription revenue and track financial performance.
• Free Migration: You can migrate from other subscription platforms like ReCharge, Appstle, Seal, Bold, and Loop without additional cost.
• US-Based Support: Benefit from dedicated support for payment and subscription issues from a knowledgeable US-based team via phone, chat, or email.

Pros:

• Allows extensive customization of subscription plans to fit various business models.
• No Coding Required: User-friendly drag-and-drop functionality simplifies setup without the need for coding skills.
• Access to free migration services and responsive US-based support.
• Offers powerful features such as APIs and automation to enhance subscription management.

Cons:

• While user-friendly for basic setups, advanced features may require some technical knowledge or support.
• The extensive array of features and options might present more challenging learning curve for new users.

Pricing:

• Free
• PRO: $9/month
• TRACTION: $29/month
• SCALE: $149/month

Rating: 4.8/5 (229 reviews)

5. Scala Parcelamento Installment

Scala is a dynamic app designed to enhance your Shopify store's payment flexibility by displaying Buy Now, Pay Later (BNPL) options below your product prices. Scala integrates seamlessly with major payment processors such as Klarna, Mercado Pago, GrabPay, Atome, and PayPal. While Scala does not handle transaction processing, it provides a streamlined way to showcase various payment installment plans. The app features extensive customization options, allowing you to adjust the payment options' color, installment messaging, and spacing. You can preview how these changes will appear on your store through the Shopify theme editor before finalizing them, ensuring a cohesive look with your store’s design.

Highlight Features:

• Customizable Payment Display: Automatically showcases BNPL payment options below product prices, with customizable settings for color, installment messages, spacing, and interest rates.
• Preview Functionality: Use the Shopify theme editor to preview how payment options will look before publishing, ensuring seamless integration with your store’s design.
• Optimization for Speed and Conversions: This feature is designed to improve store speed and increase conversion rates by clearly presenting payment options.
• Broad Theme Compatibility: It works with all Shopify themes and automatically adjusts the display position of payment options for optimal visibility.
• Multi-Currency Support: It accommodates 135 currencies, including USD, EUR, AUD, NZD, GBP, and more, supporting international customers.
• Non-Intrusive Integration: This method keeps your existing theme files intact by reading rather than modifying them, preserving your theme's original structure.

Pros:

• Offers extensive options to customize how payment installment options are displayed, fitting your store’s visual style.
• It allows you to see how payment options will look before making changes live, reducing design inconsistencies.
• Optimized for faster load times and improved payment option visibility, potentially increasing average order value (AOV).
• Ideal for global e-commerce with support for a wide range of currencies.

Cons:

• Does not process payments itself; relies on external payment 
• It focuses solely on displaying payment options rather than managing or processing them.

Pricing:

• Scala Installments: $4.99/month

Rating: 5/5 (175 reviews)

6. Payfy: Payment Rules

Payfy app offers advanced customization options for managing payment methods at checkout. It allows you to hide, sort, and rename payment methods based on various conditions such as customer tags, countries, products, and more. Using this app lets you control the visibility of payment options to ensure that only relevant methods are presented to customers, enhancing the checkout experience and minimizing the risk of problematic orders. The app integrates seamlessly with Shopify's native functions API, making it easy to set up and use without requiring Shopify Plus.

Highlight Features:

• Conditional Payment Method Visibility: Hide payment methods based on conditions such as customer tags, country, product type, discount, address, shipping method, and cart attributes. For example, hide Cash on Delivery (COD) for addresses with PO boxes or restrict PayPal for CBD products.
• Customizable Payment Options: You can rename and reorder payment methods according to country or language and promote specific options to avoid unwanted charges.
• Advanced Rule Setting: Apply multiple conditions using the built-in payment Scripts editor to tailor payment method visibility precisely.
• No Shopify Plus Required: Use the app's features without needing Shopify Plus, making it accessible for a wide range of Shopify plans.

Pros:

• Provides extensive options for hiding, sorting, and renaming payment methods based on detailed conditions, improving the checkout process.
• Enables precise control over payment method visibility with multiple conditional rules.
• Works with all Shopify plans, not just Shopify Plus, making it available to a broader range of users.
• Built using Shopify's native functions API, ensuring smooth integration and reliable performance.

Cons:

• The advanced conditional rule setting might be complex for users unfamiliar with detailed payment customization.
• Focuses exclusively on payment method customization and does not address other aspects of the checkout process.

Pricing:

• Free
• Basic: $3.99/month
• Advanced: $5.99/month
• Premium: $9.99/month

Rating: 5/5 (109 reviews)

7. Deposit & Split Payment Depo

Depo is an advanced payment management app designed to enhance your Shopify store's capabilities by efficiently handling partial payments, split payments, pre-orders, and deposits. It allows merchants to easily take deposits, manage subscriptions, and handle draft orders. With Depo, you can vault customers' cards and automatically process remaining payments on a specified date. The app also supports sending automated invoices and managing them through a centralized dashboard. By utilizing Depo, merchants can increase their average order value (AOV) and boost sales through effective payment and deposit management.

Highlight Features:

• Automatic Payment Processing: Automatically process the remaining deposit amount through Shopify or Depo, reducing manual effort and ensuring timely payments.
• Deposit Management: Seamlessly take deposits online and draft orders, with the ability to vault customers' cards and automatically charge the remaining balance on a specified date.
• Automated Invoicing: You can send pending payment invoices any number of times directly from the Depo dashboard, streamlining the payment collection process.
• Pre-Order Handling: Accept pre-orders and collect the remaining payment when the item is prepared for shipping, ensuring a smooth transaction process.
• Draft Order Deposits: You can apply deposits or split payments to draft orders created via Shopify admin, facilitating easier management of custom or manual orders.
• Flexible Subscriptions: Manage subscriptions with customizable schedules, catering to various customer preferences and enhancing payment flexibility.

Pros:

• It supports various payment methods, including deposits, split payments, pre-orders, and subscriptions.
• Automates invoice sending and payment processing, saving time and reducing manual errors.
• Boosts AOV and sales through effective management of deposits and pre-orders.
• Offers flexible subscription management, accommodating diverse customer needs.

Cons:

• Payment schedules and deposit management may require some time to be configured.
• Smaller stores with more straightforward payment needs might find the array of features more than necessary.

Pricing:

• Free
• Dollar: $1/month
• Lite: $15/month
• Pro: $75/month

Rating: 4.8/5 (94 reviews)

8. Payflow: COD & Payment rules

Payflow is designed to enhance Shopify store's Cash on Delivery (COD) process by integrating an added fee and providing customizable options for payment and delivery methods. It ensures a streamlined checkout experience, eliminating the need for post-purchase order edits and reducing customer confusion. With the ability to strategically hide, rename, or reorder payment and delivery methods based on specific conditions, the app helps optimize your store's operations. The advanced condition tool allows you to set multiple rules, such as price, weight, product tags, and addresses, for a more tailored and efficient checkout experience.

Highlight Features:

• Customizable Payment & Delivery Methods: Easily hide, rename, or reorder payment and delivery methods based on specific conditions to match your business needs.
• Seamless COD Integration: An added fee simplifies the COD process, eliminating the need for post-purchase order modifications and reducing fulfillment issues.
• Advanced Condition Tool: Use the AND/OR condition tool to effortlessly create and apply multiple rules, such as total price, weight, product tags, and delivery addresses.
• Native Shopify Integration: This plugin is built using native Shopify functions, allowing for faster and more seamless integration with your existing store setup.

Pros:

• Simplifies COD transactions with an added fee and eliminates the need for post-purchase changes, enhancing efficiency.
• Provides flexibility to hide, rename, or reorder payment and delivery methods based on various conditions.
• Allows detailed rule setting with an advanced condition tool, optimizing checkout processes.
• Utilizes native Shopify functions for easy integration with your store’s existing systems.

Cons:

• The advanced condition tool may require a learning curve for users unfamiliar with setting detailed rules.
• Focuses on customizing and optimizing payment and delivery methods rather than managing other aspects of the checkout process.

Pricing:

• Free
• Premium: $3.99/month

Rating: 5/5 (81 reviews)

9. Split Payment & Deposit SpurIT

This versatile app enhances your store's payment options by offering customers the flexibility to split payments, make deposits, and utilize multiple payment methods. It’s designed to boost retail sales and streamline transactions with various features that cater to different payment preferences.

Highlight Features:

• Deposit Payment: Allow customers to make a partial deposit and pay the remaining amount later, giving them more flexibility.
• Multiple Payments: Customers can use various payment methods for a single transaction.
• Shareable Payments: Enable multiple people to contribute to the payment by sharing it via email, making it easier for groups or families to split costs.
• Installment Payments: Break the total amount into smaller, equal installments, providing a Buy Now, Pay Later (BNPL) option.
• Customizable Widget and Buttons: Tailor the widget and payment buttons to match your store’s branding and design.

Pros:

• Flexible payment options increase customer satisfaction and potentially boost sales.
• The ability to split payments and accept multiple payment methods accommodates various customer preferences.
• Shareable payments are useful for group purchases and can attract more buyers.
• Installment payments make higher-value products more accessible to customers.
• Customization options ensure the app integrates seamlessly with your store’s design.

Cons:

• The complexity of managing multiple payment methods and options might require additional setup and maintenance.
• Some customers might find the variety of payment choices overwhelming if they need to be presented.

Pricing:

• Unlimited Plan: $17.95/month

Rating: 4.4/5 (79 reviews)

10. UnumPay

UnumPay is an advanced payment mediation platform designed to streamline all your payment needs in one place. It integrates with major Payment Service Providers (PSPs) to offer a comprehensive suite of local, regional, and global payment options. This flexibility allows merchants to cater to diverse consumer preferences, manage risk and fraud, and seamlessly support growth in new markets. UnumPay provides a customizable dashboard and various tools for managing payments, including advanced payment configurations and detailed reporting.

Highlight Features:

• Paid Order Reporting: Access detailed reports on paid orders, helping you track and analyze payment performance and transactions.
• Payment Gateway Configuration: Easily configure and integrate multiple payment gateways to support various payment methods.
• Refund Payment: Efficiently handle refunds directly through the platform, ensuring a smooth process for merchants and customers.
• Advance Payment: Manage advance payments flexibly, allowing you to accommodate various payment schedules and requirements.
• Customizable Dashboard: Tailor your payment management experience with a fully customizable dashboard that provides an overview of all payment activities and metrics.

Pros:

• Supports diverse local and global payment methods, enhancing customer satisfaction and increasing conversion rates.
• Offers a customizable dashboard and advanced reporting features to tailor payment management to your specific needs.
• Integrates with significant PSPs for easy setup and management of various payment gateways.
• Provides tools to manage risk and fraud, helping to protect your business.

Cons:

• Initial setup and configuration might be complex for users unfamiliar with payment gateways and integration processes.
• The variety of features and customization options may require a learning curve for new users.

Pricing:

• Standard: $1/ month

Rating: 4.4/5 (34 reviews)

11. Kip: Sort Hide Payment Methods

Kip app offers advanced customization for payment methods on your Shopify checkout page, enabling you to tailor the payment experience to your needs. With the ability to hide, rename, and reorder payment options based on various conditions, you can generate a more streamlined and user-friendly checkout process. Whether you want to hide certain payment methods, prioritize others, or control options based on customer data, this app provides flexible solutions to enhance your store's checkout experience.

Highlight Features:

• Reorder Payment Methods: Move payment options to the top to prioritize preferred methods or ensure that your most popular payment options are easily accessible to customers.
• Hide/Show Payment Methods: Hide payment methods based on conditions such as customer location, cart contents, or shipping method, helping to avoid issues like unwanted chargebacks or irrelevant options.
• Rename Payment Options: Customize the names of payment methods based on various criteria, such as country or customer tags, to make payment options more straightforward and more relevant to your customers.
• Control Express Checkout: Hide express checkout options to have greater control over the checkout process and focus on payment methods that align with your business needs.
• Unlimited Rules: Set up an unlimited number of rules to manage payment options based on a wide range of conditions, providing ultimate flexibility in customizing the checkout experience.

Pros:

• Offers extensive options for customizing payment methods to suit different customer needs and business requirements.
• Enhances the checkout process by making it more relevant and user-friendly, which can lead to increased conversions.
• Allows for complex configurations with unlimited rules to manage payment options effectively.

Cons:

• The variety of customization options and conditions may be overwhelming for users who are new to the app or those with limited technical expertise.
• Regular updates and adjustments to rules may be needed to keep up with changes in customer behavior and business needs.

Pricing:

• Free
• Kip Plan: $3/month

Rating: 5/5 (22 reviews)

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• 10 Best Payment Methods for your Shopify stores
• Shopify Test Payments: The Ultimate Guide!

5 Factors for Shopify Payments App Selection

Choosing the right payment app for your Shopify store can significantly impact your e-commerce success. Here are five crucial factors to consider when selecting a Shopify payments app:

• Payment Flexibility: Ensure the app supports various payment methods and currencies, including credit cards, PayPal, and BNPL, to cater to diverse customer preferences.
• Ease of Integration: Choose an app with a straightforward setup and seamless integration with your Shopify store to avoid technical issues and reduce setup time.
• Customization Options: Seek out apps that provide customization options, such as renaming or hiding payment methods, to align with your store’s branding and customer needs.
• Security Features: Select apps that comply with industry security standards and offer features like fraud detection and data encryption to protect customer information.
• Cost and Pricing Structure: Compare pricing models to find an app that fits your finance and provides clear, transparent costs with no hidden fees.

Conclusion

Choosing the right Shopify payments app is pivotal for enhancing your e-commerce operations and boosting your sales. By understanding what Shopify payment apps are and recognizing their importance, you can make an informed decision that aligns with your store's needs.

Investing in the right payments app can transform your checkout process, diminish cart abandonment, and increase conversion rates, paving the way for more tremendous business success. Explore the options, weigh your choices, and choose a Shopify payments app that helps you streamline operations and enhance your store's performance.

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