Shopify Fee Calculator
Instantly estimate every monthly Shopify expense, from subscription and payment processing to transaction fees, so you know your true net profit and the most cost-effective plan for your sales volume.
Trusted by 40,000+ Shopify merchants
Monthly fee breakdown
- Subscription
- $0.00
- Shopify Payments processing
- $0.00
- Third-party transaction fee
- $0.00
Shopify pricing changes periodically and varies by location. Always verify at Shopify Pricing. Last updated June 2026, US pricing.
Guide
Why you need a Shopify fee calculator before launching your store
A Shopify fee calculator maps out your true profit margins and operating costs before launch. It reveals hidden expenses, such as app subscriptions and third-party transaction fees, before they quietly eat into your bottom line.
Many new merchants expect to pay only the basic Shopify subscription. In reality, the cost of running an online store depends on several variables that can quickly squeeze your margins if you don't calculate them properly.
That's why we built this free calculator. Instead of guessing, it breaks down every cost in seconds, so you can plan product pricing, forecast your monthly budget and understand your potential return before you even pick a theme.
How Shopify fees are calculated
To get the most accurate results, it helps to understand what each input means and how it affects your total monthly deductions.
-
Monthly revenue
The total amount your store earns from sales in one month. It is the baseline for percentage-based card processing fees and third-party transaction fees.
-
Total orders per month
The number of successful transactions your store processes. Almost every payment gateway charges a flat fee of a few cents per order, regardless of order value.
-
Shopify plan
Shopify offers three main plans, each with a different monthly price and card rate: Basic ($39/month) for individuals and small businesses, Shopify ($105/month) for growing businesses that need more staff accounts and reporting, and Advanced ($399/month) for high-volume merchants who want custom reports and lower card rates.
-
Payment gateway
Shopify Payments removes the third-party transaction fee entirely, so you only pay card processing. PayPal Checkout is 3.49% + 49¢ per order, and Shopify waives its extra fee on PayPal sales when Shopify Payments is active. External processors like Stripe or Authorize.net mean double fees: the processor's own rate plus a 0.5% to 2% Shopify fee depending on your plan.
What this calculator does for you
-
Three-way payment comparison
Compare the cost of Shopify Payments, PayPal and external gateways side by side.
-
Custom gateway fields
Pick an external gateway and enter its percentage and fixed fee to match your local card rates.
-
Real-time breakdown
Every number updates as you type, showing exactly where each dollar goes.
-
Monthly or yearly billing
Switch billing cycles to see how much Shopify's annual discount saves you.
Pro tips to lower your Shopify costs
-
Pro tip
Activate Shopify Payments
If your country is supported, turn on Shopify Payments. Even if you also offer PayPal or other methods, it keeps you clear of the extra transaction fees Shopify charges on external gateways.
-
Pro tip
Commit to an annual plan
Confident in your business model? Pay yearly. Shopify's roughly 26% annual discount saves you hundreds of dollars a year.
-
Pro tip
Consolidate your apps
Separate apps for landing pages, product layouts, cart pages and upsell pop-ups can easily pass $100 a month. EComposer replaces them with one visual, AI-powered page builder with built-in conversion tools, so you save on app bills and speed up your store.
Offset fees with higher conversions
Drive bigger carts and a better fee-to-revenue ratio without paying more for traffic. Build fast, optimized landing pages and product funnels with EComposer.
FAQ
Frequently asked questions
Quick answers about how this tool works and how to use the results.
Does Shopify charge a transaction fee if I use PayPal?
If Shopify Payments is enabled, Shopify charges a 0% third-party transaction fee on PayPal sales and you only pay PayPal's processing rate. If Shopify Payments isn't active, Shopify adds an extra 0.5% to 2% fee on top of PayPal's fees.
What is the standard PayPal processing rate on Shopify?
The standard rate for PayPal merchant accounts on online sales is 3.49% of the transaction plus a fixed 49¢ per order.
Can I change my Shopify plan later?
Yes. You can upgrade or downgrade your plan at any time from your Shopify admin.
What happens if a customer requests a refund?
When you refund an order, Shopify returns its transaction fees, but card processing fees charged by payment gateways are generally non-refundable.
Ready to build a high-converting Shopify store?
You've mapped out your monthly costs. Now focus on sales: a beautiful, high-converting storefront is the best way to offset your platform fees.
New to Shopify?Open your store